Building Lifelong Relationships
Great things in business are never done by one person.
They’re done by a team of people.
Retirement Planner, Investment Advisor Representative, and Founder
Pete Cymbalak is the founder and Owner of Empowered Financial Management, LLC. Pete is Series 65 licensed, which means that he is solely a fiduciary advisor. Many advisors have additional series licenses in addition to their Series 65, but this only means that they can legally claim to be a fiduciary advisor while legally working under suitability guidelines – therefore, not in your best interests! Pete is proud that not only is he legally obligated to put their interests first, he wants to put their interests first. Why would you want to work with anyone who prefers suitability guidelines?
Nicholas J. Toman, CFP®
Retirement Planner and Investment Advisor Representative
Nick is an experienced Retirement Planner and Investment Advisor Representative with Empowered Financial Management. He works directly with retirees and pre-retirees to design individualized 6 Pillar retirement plans through the Empowered Solution. He works specifically with those who aspire to achieve financial independence and a work-optional lifestyle. Nick has been working in the financial services industry for over 26 years. Nick grew up in Milwaukee but has been a Madisonian for the past 22 years. Nick received his accounting degree from UW-Whitewater in 1991 and obtained his Certified Financial Planner (CFP) designation in 2013.
Caleb works to serve our clients by carefully selecting the best Medicare plans to suit them. He also works as a Paraplanner under Pete Cymbalak. This allows him to help create sound retirement plans for our clients, as well as grow and learn from Pete. He enjoys getting to know each client and their needs while going through the Empowered Solution. In Caleb's free time, he enjoys any outdoor activity, whether it's biking or taking a scenic walk! He likes to stay active as much as possible, but also likes to read. Caleb is studying at the Moody Bible Institute in Chicago and intends to major in Theology.
Client Relations and Event Coordinator
Kayla plans and coordinates informational workshops and courses in addition to helping individuals and couples connect with our advisors so they can identify whether they are a fit for our firm. Kayla enjoys getting to know each person individually and thrives on guiding them through the entire process, extending the feeling of being a part of the Empowered family. Kayla works closely with our advisors and support team members to ensure a seamless experience for our clients.
Client Relations Coordinator
Erica works directly with new clients during their onboarding process. Her focus is on ensuring clients move through the Empowered Solution process in a smooth and timely manner while communicating with the processing team and advisors. Erica loves getting to know each client personally and ensures that as they experience life changes throughout retirement, our team follows up with the proper implementation of the plans we have set in place. Erica is currently studying Communications and Biblical Studies at Moody Bible Institute in Chicago. In her free time, she enjoys being outdoors and experimenting in the kitchen with new recipes!
Director of Account Operations
As Director of Account Operations, Keturah leads the processes of onboarding and client requests, as well as manages transfers, contributions, and applications. Keturah works closely with our advisors and regularly tracks all client accounts, services client portfolios, and also ensures the backend operations of our firm run smoothly. Keturah strives to make going through the Empowered Solution retirement planning process an enjoyable experience on your path to your dream retirement!
Client Relations and Account Operations Coordinator
Cassie is a Client Relations and Account Operations Coordinator. She completes and tracks client requests, applications, transfers, distributions, withdrawals and other needs for our onboarding clients and existing clients. Cassie enjoys helping clients and is instrumental in assisting our clients with completing their full retirement plan. There are many detailed aspects of creating a retirement plan, so Cassie aims to make our clients feel comfortable and at ease, making a complex transition much easier for them.
Director of Marketing
Rhea is our marketing lead and is responsible for the design, creation and implementation of our marketing projects. With her entrepreneurial background, Rhea is passionate about assisting with the growth of the firm while at the same time creating processes to ensure continued planning and servicing for our clients. She supports strong communication with our clients with our social media account, emails and mailers. Rhea also provides support in coordinating our informational retirement offerings for pre-retirees, including dinner workshops, our conference exhibitions and our client events. Rhea understands our company’s passion for informing pre-retirees and retirees about retirement, and her marketing position gives her the opportunity to reach out to help as many individuals and families as we can.
As Marketing Assistant, Emma helps with the implementation of education and community outreach programs. Emma is always eager to find new ways to reach and service clients. She keeps clients up to date with company and retirement news through social media, emails and mailers. Although she doesn’t often work face-to-face with our clients, her position allows her to connect and aid them any way she can.